NTUC Life Insurance
NTUC Whole Life Insurance policy has several plans including NTUC VivoCare, NTUC VivoLife and NTUC Limited Pay Protection Plan.
The most popular NTUC life insurance plan is NTUC VivoLife plan which provides comprehensive whole life insurance coverage.
What it covers
We pay the higher of sum assured plus bonuses [2], or the minimum protection value [3] that you have chosen, in the event of death, diagnosis of dread disease [1] or total and permanent disability before age 70.
We pay the sum assured plus bonuses [2] in the event of death or diagnosis of dread disease [1].
We pay up to 200% of sum assured, on top of the death benefit, in the case of death by an accident. If the accident happened during a restricted activity, we pay 60% of the sum assured, on top of the death benefit.
Coverage for VivoLife Plans
| VivoLife 125 | VivoLife 180 | VivoLife 350 |
|---|---|---|
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Before age 70 (last birthday)
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Higher of
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Higher of
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Higher of
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| Before age 70 Accidental death [3] |
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| Up to 200% of sum assured on top of death benefit | ||
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On or after age 70
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| Sum assured plus bonuses [2] | ||
Enhance your coverage
We boost your total coverage to 121 medical conditions and cover up to $350,000[7] for early and intermediate stage dread diseases. Before the age of 70, enjoy 3 levels of protection from the minimum protection value[3], which will be based on the basic policy selected.
The rider provides an Advanced Restoration Benefit[8], offering extra coverage for stroke, major cancers, and heart attack of specified severity after an early or intermediate stage dread disease claim is made.
The rider provides additional payouts under the special benefit[9][10] and juvenile benefit[10][11].
We waive future premium payments in the event of the diagnosis of early-stage cancer [12] during the term of the rider.
We waive future premium payments of the basic plan in the event of death, total and permanent disability (TPD before age 70), or diagnosis of dread disease [8] (except for angioplasty and other invasive treatment for coronary artery) of the policyholder during the term of the rider. This rider is applicable only if the insured is not the policyholder.
We waive future premium payments of the basic plan, if the policyholder is diagnosed with dread disease [13] (except for angioplasty and other invasive treatment for coronary artery) during the term of the rider.
As Independent Financial Consultants, we provide insurance plans from most of insurance companies. We list several popular whole life insurance plans from different insurance company for your comparison as below:
- AIA Life Insurance Plan
- NTUC Life Insurance Plan
- AVIVA Life Insurance Plan
- Prudential Life Insurance Plan
- Great Eastern Life Insurance Plan
- Tokio Marine Life Insurance Plan
Have you ensured the security of your family’s future?
While 6 in 10 Singaporeans claim to have a clear idea of how much their dependents will need in the event of their death or disability
Nearly 7 in 10 have prepared 50% or less of the life insurance cover they think is required
The Life Insurance Association of Singapore estimates that the average Singaporean is under-insured by more than S$300,000.
Taking care of your family is your top priority in life.