Libertry Travel Insurance
Benefits at a Glance
- Double indemnity for road accidents
- 24-hour accessibility to our Helpline at (+65) 6636 1131 which provides assistance services worldwide
- Liberty China Card-hospital admission deposit waived at designated hospitals in China, Hong Kong and Taiwan
- Compensation for travel/flight misconnection, flight diversion, flight and baggage delays, and additional cost incurred for alternative transport arrangement following cancelation or delay of scheduled transport
- Coverage in the event of terrorism, including when nuclear, chemical and/or biological weapons are used
Schedule of Benefits
| Description of Benefits | Insured Person |
Maximum Coverage (S$)
|
|
| Standard | Supreme | ||
|
1.Personal Accident (Double Indemnity for Road Accident)
Compensates for Accidental death or permanent disablement following Accidental bodily injury
|
Per Individual
– Age 75 years & below
– Age 76 to 85 years
– Insured Child (<25 years)
|
S$150,000
S$50,000*
S$50,000
|
S$300,000
S$100,000*
S$100,000
|
| Medical | |||
| 2. Overseas Medical Expenses |
Per Individual
– Age 75 years & below
– Age 76 to 85 years
Per Family
|
S$250,000
S$50,000*
S$500,000
|
S$500,000
S$75,000*
S$800,000
|
| 3.Medical Expenses Incurred upon return to Singapore |
Per Individual
– Age 75 years & below
– Age 76 to 85 years
Per Family
|
S$15,000
S$1,000
S$30,000
|
S$25,000
S$2,500*
S$50,000
|
| 4. Overseas Hospital Visit | Per Individual Per Family |
S$3,000 S$6,000 |
S$5,000 S$10,000 |
| 5.Additional Accommodation Expenses | Per Individual Per Family |
S$2,000 S$2,000 |
S$5,000 S$5,000 |
| 6. Overseas Compassionate Visit | Per Individual Per Family |
S$3,000 S$6,000 |
S$5,000 S$10,000 |
| 7. Child Guard | Per Individual Per Family |
S$3,000 S$6,000 |
S$5,000 S$10,000 |
| 8. Hospital Daily Income Benefit (Overseas) | Per Individual Per Family |
S$10,000 S$10,000 |
S$30,000 S$30,000 |
| 9.Hospital Daily Income Benefit (Singapore) | Per Individual Per Family |
S$500 S$500 |
S$1,000 S$1,000 |
| 10.Medical Expenses for Pregnancy Related Sickness | Per Individual Per Family |
S$2,500 S$2,500 |
S$5,000 S$5,000 |
| 11. 24-hour Medical Assistance | Per Individual Per Family |
Liberty Helpline | |
| 12.Emergency Telephone Expenses | Per Individual Per Family |
S$100 S$100 |
S$100 S$100 |
| Medical Evacuation | |||
| 13.Emergency Medical Evacuation |
Per Individual
– Age 75 years & below
– Age 76 to 85 years
Per Family
|
Unlimited
S$100,000*
Unlimited
|
Unlimited
S$150,000*
Unlimited
|
| 14. Repatriation of Mortal Remains |
Per Individual
– Age 75 years & below
– Age 76 to 85 years
Per Family
|
Unlimited
S$15,000*
Unlimited
|
Unlimited
S$30,000*
Unlimited
|
| Liability | |||
| 15. Personal Liability | Per Individual Per Family |
S$500,000 S$500,000 |
S$1,000,000 S$1,000,000 |
| Inconveniences | |||
| 16.Trip Cancelation/Postponement | Per Individual Per Family |
S$5,000 S$10,000 |
S$10,000 S$20,000 |
| 17. Trip Curtailment | Per Individual Per Family |
S$5,000 S$10,000 |
S$10,000 S$20,000 |
| 18. Alternative Trip Arrangement | Per Individual Per Family |
S$500 S$1,000 |
S$500 S$1,000 |
| 19.Trip Disruption | Per Individual Per Family |
S$3,000 S$5,000 |
S$5,000 S$8,000 |
| 20. Travel/Flight Misconnection | Per Individual Per Family |
S$200 S$200 |
S$200 S$200 |
| 21.Travel Delay | Per Individual Per Family |
S$1,000 S$1,000 |
S$1,000 S$2,000 |
| 22.Flight Diversion | Per Individual Per Family |
S$1000 S$1000 |
S$1000 S$1000 |
| 23. Travel Overbooking | Per Individual Per Family |
S$150 S$300 |
S$200 S$400 |
| 24. Emergency Purchases | Per Individual Per Family |
S$250 S$500 |
S$500 S$1,000 |
| 25.Baggage Delay | Per Individual Per Family |
S$1,000 S$1,000 |
S$1,000 S$1,000 |
| 26.24-hour Travel Assistance | Per Individual Per Family |
Liberty Helpline | |
| Losses | |||
| 27.Loss of Personal Money | Per Individual Per Family |
S$250 S$500 |
S$500 S$1,000 |
| 28. Loss of Travel Documents | Per Individual Per Family |
S$3,000 S$5,000 |
S$5,000 S$5,000 |
| 29. Loss of or Damage to Baggage & Personal Effects | Per Individual Per Family |
S$3,000 S$5,000 |
S$5,000 S$8,000 |
| 30.Rental Vehicle Excess Cover | Per Individual Per Family |
S$1,000 S$1,000 |
S$2,000 S$2,000 |
| 31.Closure of Travel Agent | Per Individual Per Family |
S$5,000 S$10,000 |
S$10,000 S$20,000 |
| 32.Home Guard | Per Individual Per Family |
S$2,500 S$2,500 |
S$5,000 S$5,000 |
| Extensions | |||
| 33. Hijack Benefit | Per Individual Per Family |
S$1,000 S$2,000 |
S$2,000 S$4,000 |
| 34.Automatic Extension | Per Individual Per Family |
7 days | 7 days |
| 35.Disruption/Withdrawal of Hotel Services | Per Individual Per Family |
S$200 S$200 |
S$200 S$200 |
| 36. Kidnap Benefit | Per Individual Per Family |
S$3,000 S$5,000 |
S$5,000 S$5,000 |
| 37.Terrorism Extension | Per Individual Per Family |
Covered | Covered |
| 38.Quarantine Following Infectious Diseases | Per Individual Per Family |
S$350 S$700 |
S$700 S$1,400 |
* Reduced limit applies to insured person from age 76 to 85 years under Individual or Family plan
- The amounts listed in the benefits table are the maximum coverage payable for each benefit
- Pre-existing medical conditions will not be covered
- Coverage intended for overseas and not in Singapore
The information provided here is a summary. Please refer to the actual wordings for the terms and conditions.
As Independent Financial Consultants, we provide insurance plans from most of insurance companies, we list several popular travel insurance plans from different insurance company for your comparison as below:
- AIG Travel Insurance
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