AIA Term Life Insurance policy is named “AIA Secure Term Plus” which provides coverage for death, Total Permanent Disability (TPD before the age of 70) and terminal illness (It should be noted that Terminal illness is different with critical illness). Benefits of this plan include:

Financial security for your family

AIA Secure Term Plus offers your family the protection they need, at a price you can afford. Choose from 5, 10, or 20-year policy terms. For a male of 30 years of age (non-smoker), a standard coverage of $200,000 will cost about $22 per month for a 10 year term (Please contact financial consultant for the exact amount).

You can also choose to enhance your coverage with Total and Permanent Disability (TPD) benefit for the duration of your AIA Secure Term Plus plan (up to the policy anniversary following the Insured’s 70th birthday), providing yourself and family even greater protection against loss of valuable income.

Guaranteed continuous coverage up to age 85

As we get older, it can become more difficult to be accepted into a life insurance plan. For a lot of people, this can cause concern when considering a term life plan. With AIA Secure Term Plus, you may choose to renew your plan at the end of each policy term(The coverage will terminate on the policy anniversary following the Insured’s 85th birthday) and AIA guarantees to renew the plan regardless of your health. This guarantees that you will remain eligible for protection in the future, without having to commit yourself to a long-term plan right now.

Flexibility to enhance and convert

You may also choose to add a wide range of optional riders such as accidental death and hospitalisation riders for even more comprehensive coverage. And should your needs change in the future, you may convert your policy to an AIA endowment or whole life plan (The plan can be converted, without requiring further evidence of insurability and subject to certain conditions being met, to any whole life or endowment plan which AIA may make available for conversion from time to time at AIA’s absolute discretion, for an insured amount of up to current insured amount, anytime before the expiry of the policy term and the policy anniversary prior to the Insured’s 70th birthday. Conversion is not guaranteed and is subject to acceptance by AIA). With so many options, you can use AIA Secure Term Plus to meet a variety of needs as and when they arise.

As Independent Financial Consultants, we provide insurance plans from most of insurance companies. We list several popular term insurance plans from different insurance company for your comparison as below:

 

Have you ensured the security of your family’s future?

While 6 in 10 Singaporeans claim to have a clear idea of how much their dependents will need in the event of their death or disability

Nearly 7 in 10 have prepared 50% or less of the life insurance cover they think is required

The Life Insurance Association of Singapore estimates that the average Singaporean is under-insured by more than S$300,000. 

Taking care of your family is your top priority in life.

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