Prudential Term Insurance

Prudential Term Insurance policy has several plan including PRU Term Vantage, PRUterm renewable, PRUterm total refund and PRUtermplus advantage.  The most popular plan is PRU Term Vantage which has below features:

Enjoy high-value yet flexible coverage that matches both your status as well as your needs.

You lead, you guide, you inspire. Respect and recognition welcome you, wherever you go. While you believe that success is its own reward, you also savour all the other pleasures it brings – the most gratifying of which is an extremely comfortable lifestyle, for you and your family.

As a thoughtful provider, you want your loved ones to always have the best, come what may.

You want the assurance that those nearest and dearest to you will always be well looked after.

PRU Term Vantage, yet another offering from the PRU Vantage portfolio, has been created especially for people at the pinnacle of achievement – it provides high-value yet flexible coverage that matches both your status as well as your needs.

PRU Term Vantage. It’s your gift of love.

With a minimum sum assured of S$500,000, this term plan offers you peace of mind against the twists of fate. It’s an ideal way to ensure that, no matter what, your loved ones will always have enough money to enjoy life’s comforts. This plan is available in Singapore dollars or US dollars.

Higher coverage, greater flexibility

Give your family the protection they need, for 10 years or longer if you so desire.

The reassurance of a lump sum

In the event of Death or Terminal Illness, your family can draw comfort from the lump sum payment of the sum assured.

Also available for non-Singapore citizens or Permanent Residents of Singapore

You don’t have to be a Singapore citizen or Permanent Resident to sign up for

PRU Term Vantage the policy is yours to enjoy even if you’re an expatriate in Singapore.

Covers you till 100 years of age

You can choose to be protected against Death and Terminal Illness all the way until you reach 100 years of age.

Increase your protection as your needs change

You can increase your Death coverage up to 2 times of your original PRU Term Vantage

sum assured to meet your protection needs. This feature is available for Singapore dollar plan only.

Works with the protection you already have

PRU Term Vantage also comes with optional supplementary benefits which can be added to the plan to help you enhance your coverage. The following optional supplementary benefits are available for Singapore dollar plan only.

• Add Crisis Care ( PRU Te r m Va ntage) to your PRU Term Vantage

plan to enjoy high coverage of up to S$3.6 million on Critical Illness and coverage of up to S$250,000 against selected Diabetic Complications

• Add Early Stage Crisis Waiver and Crisis Waiver III Benefits to waive your future premiums

upon the diagnosis of early or intermediate stage medical conditions and critical illnesses

respectively.

• You can also add Early Stage Crisis Cover, Disability Provider III, PRUsmart lady II

and Fracture Care PA to give you the coverage based on your needs.

Optional Accelerated Disability Benefit, which is available for both Singapore and US dollar plans, covers you against Total and Permanent Disability and provides a greater peace of mind for you.

As Independent Financial Consultants, we provide insurance plans from most of insurance companies. We list several popular term insurance plans from different insurance company for your comparison as below:

• AIA Term Insurance
• NTUC Term Insurance
• AVIVA Term Insurance
• Great Eastern Term Insurance
• Prudential Term Insurance
• HSBC Term Insurance
• Tokio Marine Term Insurance

Have you ensured the security of your family’s future?

While 6 in 10 Singaporeans claim to have a clear idea of how much their dependents will need in the event of their death or disability

Nearly 7 in 10 have prepared 50% or less of the life insurance cover they think is required

The Life Insurance Association of Singapore estimates that the average Singaporean is under-insured by more than S$300,000. 

Taking care of your family is your top priority in life.